Álora, Andalusia

Discover this charming homestead in the picturesque town of Álora, Málaga, priced at just 165,000. With a generous area of 83m², this property offers a unique opportunity for those looking to create their dream home in the heart of Andalucía. The under-renovation status allows you to customize every detail to your taste. This homestead features three spacious rooms and two bathrooms, providing ample space for family living or entertaining guests. The layout is designed to maximize comfort and functionality, making it an ideal canvas for your renovation vision. Imagine transforming this space into a cozy retreat that reflects your personal style. Located in the charming town of Álora, you'll enjoy the serene Andalusian lifestyle while being just a short drive from Málaga's vibrant city life. Experience local culture, stunning landscapes, and delicious cuisine right at your doorstep. Dont miss this chance to invest in a property with immense potential schedule a viewing today! ### A Financing Opportunity for a Rural Property One of the most interesting features of this property is that **it currently has an existing mortgage**, which may offer an attractive financing opportunity for the buyer. In the case of a **rural property**, having existing financing in place can be an important advantage, especially for buyers who do not wish to, or cannot, purchase the property entirely in cash. The buyer may **explore the possibility of taking over the existing mortgage through a mortgage transfer (subrogation)**, always subject to the approval and conditions of the lending institution. This means that the purchase can potentially be structured around financing already linked to the property, rather than necessarily starting a completely new mortgage application from scratch. **A rural property with an existing mortgage is not particularly common and can represent a significant advantage for certain buyers.** As the exclusive agent for this property, we can provide the available information regarding the existing mortgage and accompany the buyer throughout the process so they can assess, together with the bank, whether this option is suitable for their circumstances. *The mortgage transfer and its conditions are subject to approval by the lending institution.* PVP: 165.000 . Gastos e impuestos no incluidos en el precio. La compra conlleva impuestos y gastos de formalización para el comprador. A título orientativo se informa que en segundas transmisiones el ITP con carácter general en Andalucía es del 7 %, pudiendo existir otros tipos impositivos atendiendo a las circunstancias personales del comprador u otras circunstancias previstas legalmente. Base imponible del impuesto el mayor valor entre el precio de compraventa, la tasación o el valor de referencia catastral. En cuanto a los gastos de notaría y registro, en su caso, suelen oscilar aprox; entre 1,5% y 3% (aranceles variables según precio, n.º de copias y complejidad). El comprador elige notario. Si el comprador precisase de hipoteca: tasación, condiciones y costes bancarios serán según entidad elegida por el comprador, así como los gastos de gestoría, y cualesquiera otros gastos inherentes a la formalización de la compraventa que legalmente correspondan a la parte compradora, salvo pacto expreso en contrario con el vendedor. El consumidor tiene, conforme a la normativa vigente, a su disposición información y documentación adicional relativa al inmueble y condiciones de compraventa que podra consultar en nuestras oficinas. Honorarios de intermediación inmobiliaria a cargo del VENDEDOR y se incluyen en precio de venta. Se informa al consumidor que la agencia actúa como intermediaria inmobiliaria en la operación, estando cualquier eventual compraventa y sus condiciones sujeta a la aceptación expresa del propietario-vendedor y a la posterior formalización del correspondiente contrato