2812 TOWN VIEW Circle, NEW WINDSOR, MD 21776

RARE FINANCING ADVANTAGE - $400,000 ASSUMABLE MORTGAGE AT JUST 5.5%! Qualified buyers may have the opportunity to take over the seller's existing mortgage at this below-market rate, which could mean significant monthly savings! // Beautifully updated villa-style townhouse residence, completely newly built in 2023, offering 3 bedrooms and 2.5 bathrooms in sought-after Snader's Summit. // A covered front patio welcomes you inside the main level, where hardwood floors flow throughout the foyer with a convenient powder room and continue into the open-concept great room. // The dining area, accented by a chandelier, sits adjacent to the stunning eat-in kitchen featuring an island with breakfast bar seating, pendant lighting, quartz countertops, white shaker-style cabinetry, stainless steel appliances, and a nearby well-appointed laundry room. The spacious family room is enhanced by soaring vaulted ceilings, a ceiling fan, abundant natural light, and direct access to the deck. // Conveniently located on the main level, the owner's suite offers the ease of single-level living and features hardwood floors, a walk-in closet, and a private attached bathroom with a dual-sink vanity. // Upstairs, two carpeted secondary bedrooms (one with a walk-in closet) are complemented by a full bathroom and a large, versatile loft overlooking the family room below, ideal for a home office, reading lounge, or additional living space. The expansive and open walk-out lower level offers exceptional potential as unfinished space ready for future customization, additional living areas, or abundant storage. // Outdoor living is equally inviting with a custom, low-maintenance composite deck featuring a privacy wall and stairs leading to the yard, where sweeping views of scenic farmland and protected conservation land create a serene and picturesque backdrop. // Additional highlights include a water softener installed in 2023, an EV charging hookup in the attached 2-car garage, and a UV light air purification system installed in the furnace, helping improve indoor air quality to provide added comfort, as well as a 10-year structural warranty and an assumable VA loan at 5.5%.